NIBSS SERVICES

We provide a wide range of Services for NIBSS

Below are some of the Services we render for NIBBS.

Central Mandate Management System

The Central Mandate Management System is a service that is used for the creation of direct debit mandates of any kind of mandate, be it financial or non- financial.

Features and Benefits

  • Ability to Create other users to include: Subscribers, Banks, PSSP’s, NIBSS, Biller/ Service providers.
  • Easy access to set up Billers on the system
  • Easy set up of various Banks on the system
  • Ability to self create Electronic Mandate
  • Ability to set up of reusable Mandate Code
  • Provides quick authentication of users
  • Allows multiple account set up for debit purpose

Anti- Fraud Reporting Portal

The anti fraud portal provides a more sophisticated system for improving the quality of collecting fraud data by designing and deploying a more robust industry-wide repository for fraud returns and activities in the Nigerian payment systems. This system enriches the quality of data being reported on the Anti-Fraud portal by the DMBs and OFIs by improving the already existing structure with additional features thereby creating more intelligence on fraud events and the modus operandi of fraudsters.

Features and Benefits

  • Easy means of User Authentication
  • It provides a robust reporting system to generate CAE Reports, Security breach Reports etc
  • Audit feature

Agency Banking BVN

This application that can be used by any brand name biometric capture device (i.e.Fingerprint scanners, Cameras etc.) for enrolment of individuals in Nigeria and diaspora into the BVN Matching System (BMS) for the purpose of generating BVNs (Bank Verification Numbers) for them.

Features and Benefits

  • Creation of an Enrolment front end Software
  • Offline Enrollment Capability
  • It provides a Billing and Administration Software
  • It provides a robust Security/ Audit portal

Insurance Policy Validator

This application provides seamless validation of insurance policies via USSD as a means of addressing the fundamental challenges of ascertaining if a policy is still valid or expired. The use of USSD for insurance policy validation will enhance ease of on-the-spot check of policy status by law enforcement agents or policyholders for personal use. The application provides a quick (on-the-spot) and easy way for vehicle owners to validate their Vehicle Registration Number and their Motor Policy Number. Furthermore, the application provides a quick and easy channel through which they can Insurance companies provides services to the general public


E-BillsPay

This is an acronym for Electronic Bills Payment which is a collection platform managed and operated by the Nigeria Inter-Bank Settlement System Plc. (NIBSS) that accepts payments from customers via Internet Banking, Bank Branch, and USSD channels. E-BillsPay is used to facilitate the payment of different Bills, Fees, Levies, Premiums, Airtime, and Subscriptions, etc. by the banking public through electronic payment channels provided and managed by Banks.

E-BillsPay Channels

Bank Branch

  • E-BillsPay Service is available across all Bank branches in the country
  • Payment for services can be done by simply walking into any Bank and requesting to pay for a service provided the receiver of such fund (Biller) has been profiled on E-BillsPay
  • Payer does not require the bank account of the service provider (Payee) to make payments.
  • A notification is received by the payer after payments have been made and a receipt generated in his favor provided all the necessary details has been made available by the payer

Internet Banking

  • Internet Banking (Mobile Apps)
  • Once a payee (Biller) details are profiled on the E-BillsPay platform, the payers can from their convenience make payments to the Biller by login into their Banks internet banking or the Banks mobile app and navigate through to E-BillsPay to make payments.
  • Payer does not require the bank account of the service provider (Payee) to make payments.
  • A notification is received by the payer after payments have been made and a receipt generated in his favor provided all the necessary details has been made available by the payer

USSD

  • Payers will also be able to make payments for services and while the Biller would get value in real time via the USSD.
  • The payer simply dials *565*6*Merchant code# to initiate a payment. This would generate a drop-down menu where the payer selects the option of what he/she is paying for.
  • Kindly note that this USSD code is not Bank specific but controlled on a central switch via NIBSS and as such does not require the opening of accounts in all Banks.

Internet Banking

  • Internet Banking (Mobile Apps)
  • Once a payee (Biller) details are profiled on the E-BillsPay platform, the payers can from their convenience make payments to the Biller by login into their Banks internet banking or the Banks mobile app and navigate through to E-BillsPay to make payments.

Benefits of E-BillsPay

  • It provides various convenience options to receive payments
  • Timely and accurate reporting - The solution gives accurate reporting of all payments paid and processed by banks and those collected through the other collections channels.
  • E-BillsPay help to improve process efficiency as all banks will be collecting banks and the biller will receive immediate value for all payments.
  • It aids in Curbing corrupt practices i.e. under-remittance of collections or non-remittance of collections
  • It aids in Curbing corrupt practices i.e. under-remittance of collections or non-remittance of collections
  • Ease of Reconciliation - The biller will have online access to the transaction listing of collections paid in the banks and other payment channels
  • Settlement/Fund sweeping - The nominated billers account(s) for collections will be credited through the sweeping services rendered by NIBSS. The settlement will also be effected accordingly for all banks involved.

Customized POS

Give your business that edge - providing your customers the ability and comfort to pay on customized Point of Sale devices integrated with your new or existing platforms.

Web

Security and convenience are factors that your customers need and can't do without. Provide them with our solutions that give you and your customers peace of mind.

Our Partners

Banks we work with